As medical costs increase annually more than the inflation rate, healthcare funding has become an essential aspect of any client’s financial plan.

SHFS can provide consultation to clients – individuals and companies – on their healthcare funding requirements. Once the requirements are agreed, SHFS can advise the client on the funding options using medical aid funds usually in conjunction with “Gap Cover”, a cost-effective method of addressing any in-hospital shortfalls.

We make use of a cutting-edge healthcare funding analysis program, Compumed. This program allows our advisor to analysis, on a real-time, comparative like-for-like basis, a variety of funding options available to the client. Once the most suitable option is selected, SHFS can implement the agreed plan on behalf of the client.

SHFS has contracts with the following:

Healthcare/Medical Aid & Gap Cover

• FedHealth
• Discovery Health
• Genesis
• Bonitas
• Momentum Health
• MediHelp
• Self-Med (Sanlam Health)
• One-Plan

Gap Cover

• Ambledown Financial Services
• Stratum
• Turnberry
• Kaelo (Sanlam Health )